Enter your profile once. Our AI scans 75+ banks and NBFCs to recommend the best-matched loans and credit cards — with realistic rates, fees and eligibility.
Fill in your profile and our AI will scan the entire market to recommend the top matches with realistic fees, rewards and eligibility.
Picking the right financial product in India is harder than it should be. Interest rates, hidden fees, prepayment penalties, cashback offers, and eligibility criteria differ wildly across the 75+ RBI-approved banks and NBFCs we work with. Loan4Bank's AI comparison engine crunches all of that in real time. Enter your basic profile once, and we surface the top 3-5 products tailored to your income, credit profile, and city. We compare interest rates (APR), processing fees, foreclosure charges, tenure flexibility, reward structures (for credit cards), and unique perks so you can decide with confidence.
We support side-by-side comparison across five categories: personal loans, home loans, business loans (including LAP and machinery loans), credit cards, insurance (term, health, auto), and investment products (mutual funds, FDs). Every recommendation is powered by Claude AI (via Emergent LLM) and cross-checked against the latest bank policy updates. No paid placements — recommendations are ranked purely by the fit with your profile.
Yes, completely free. We do not charge users. Our partner banks and NBFCs pay us a referral fee only if a loan is actually disbursed to you.
We use your income, employment stability, credit score band, city, requested amount and existing obligations to filter and rank the 75+ lender products. This is a soft evaluation and does not affect your CIBIL score.
Yes. After you see your top matches, click 'Apply' on any product to auto-fill a full loan application with the selected lender. We hand off the referral in real time.
Rates displayed are indicative benchmark rates as per latest policies. Your final offered rate depends on your credit profile, verification and the lender's underwriting engine at time of application.
Yes. Alongside loans and cards, we compare term/health insurance plans, mutual funds, and FDs from IRDAI-registered insurers and SEBI-registered AMCs.