Join 5,000+ DSA partners earning higher payouts with India's largest lender network.
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A Direct Selling Agent (DSA) is an independent financial professional who sources loan applicants and refers them to lending institutions. Under the RBI's Master Direction on DSA arrangements, DSAs earn a commission on every successfully disbursed loan. Loan4Bank runs one of India's fastest-growing DSA partner networks, headquartered in Jaipur, and works with 75+ RBI-approved banks and NBFCs. Our program is built for financial advisors, insurance agents, chartered accountants, real estate consultants, and anyone with a network that regularly needs credit.
Any Indian resident aged 21 or above, with a valid PAN, Aadhaar and bank account, may apply as an Individual, Proprietorship, Partnership, LLP or Private Limited entity. Prior experience in banking, insurance, wealth management, or financial advisory is preferred but not mandatory. All applicants undergo standard KYC and a soft credit check as required under the RBI Fair Practices Code. Applications are reviewed within 3-5 business days.
Payouts vary by product. Personal loans typically pay 0.5-2.5% of the disbursed amount, home loans 0.4-1.0%, and credit cards ₹500-₹3,000 per activated card. Our top partners earn ₹2-5 lakhs monthly.
No. Onboarding is entirely free. We only make money when you make money — through a share of the referral fee paid by our partner lenders.
Absolutely. Many of our top-performing DSAs are CAs, insurance advisors, and property consultants who route their existing clients' credit needs through Loan4Bank.
PAN, Aadhaar, bank account details (with cancelled cheque or bank statement), address proof and a recent photograph. GST registration is optional but recommended for higher-volume partners.
Once your KYC is approved, you eSign the DSA Partner Agreement using Aadhaar OTP through our integrated Digio (or equivalent) provider — this is legally binding under IT Act 2000, Section 3A.